Get 3 instalment-free months
Apply in minutes
Payout within 24 hours
No early repayment fee
Apply in minutes
Payout within 24 hours
No early repayment fee
Whether you're looking to expand, optimize or invest, we're here for you. Qred Bank are experts in business loans, but you're the expert on what your business needs and how the money will be put to best use. Here are just a few examples:
We're experts in business loans, but you're the expert in what your business needs. Loans to pay salaries, suppliers and rent.
Never skimp on equipment. Loans to cover the cost of purchasing large batches of raw materials, building materials and merchandise.
Whether it's a kitchen appliance, production machine or equipment, you can apply for a loan and do your work efficiently.
Knut Arild Gustafsson
Our mission is to provide entrepreneurs and SMEs with a banking experience that is different from the one they often get at traditional banks. Entrepreneurs build the future, and we support theirs. Read how we do it differently:
We know that the pace can be fast and the need can be urgent when you're self-employed and juggling several projects at once. That's why we make sure the money is paid out within 24 hours of you signing your loan contract. We are fast.
Life as a self-employed is full of surprises. That's why we at Qred Bank have chosen to operate with a fixed monthly fee. This means that you only pay installments on your business loan and a fixed monthly fee. You also avoid unpredictable interest rates or hidden fees.
It can happen to the best of us. Sometimes expenses pile up and it can make it difficult to pay on time. Call us as soon as you know you can't pay on time and we'll do what we can to find a sustainable payment solution.
Qred was founded in 2015 with the mission to help other entrepreneurs, and we've never been afraid to challenge the traditional banks. Today, we offer fast and simple financing solutions in seven countries and are the leader in business financing in Scandinavia.
We opened our Danish branch in 2017 and have already helped thousands of Danish companies. What makes us stand out is that we work exclusively with business financing and are therefore able to meet entrepreneurs at eye level. Therefore, we are also incredibly proud to be one of the banks with the highest score on Trustpilot.
We use MitID for secure identification
We work with Trustly to ensure fast payouts
Qred Bank AB is supervised by the Swedish Financial Supervisory Authority with a banking license
Read our frequently asked questions and answers here:
No. At Qred, transparency is one of our core values. We take pride in the fact that our services and conditions are easy to understand for everyone. You can read more about our terms and conditions here.
Qred offers an alternative and flexible solution for businesses. Using modern technology and algorithms, we can analyze data from hundreds of sources to make a solid assessment of the applicant's business. Quickly and efficiently. For Danish businesses, this means that it now takes just one minute to apply for a business loan and the money is disbursed quickly after signing. No other company approves and disburses business loans faster than Qred. In addition, Qred offers a new repayment solution, which means that you only pay for the loan for the time you actually have it. This means that you are never tied to a loan with us and can repay the loan at any time at no extra cost.
We make a holistic assessment of each application. The most important criteria are the company's ability to handle future payments and that the loan amount is reasonable in relation to the company's size and turnover. Unfortunately, there are some cases where we cannot approve a loan application. This may be the case, for example, if the business owners have not managed the company's finances properly, have too much debt or too many payment defaults. We always require that the business owners are personally liable for the business loan as a guarantor.
All Danish limited liability companies, private limited companies, sole proprietorships, personally owned small businesses and partnerships can apply for a loan. It doesn't matter whether your business is new or old, large or small - we have helped businesses in all industries. We carry out an individual credit assessment of each business. The most important thing for us is that there is a good and sound business concept and skilled entrepreneurs behind the business.
We help you all business days between 8 and 16.