Restaurant and café business loans - financing for the HORECA industry

What is a restaurant and café loan?

For many businesses in the HORECA industry (hotels, restaurants and cafés), capital is an important part of maintaining operations and growing the business. A restaurant and café loan is a flexible financing solution that can be used to address the financial challenges and opportunities that typically arise in this industry. At Qred Bank, we understand the unique needs that come with running a restaurant, hotel or café. Since our inception in 2015, we've been helping small and medium-sized businesses get the funding they need through fast and simple online business loans.

Benefits of a loan for the HORECA industry with Qred Bank

When you apply for a loan for your restaurant, café or hotel with Qred Bank, you get access to a number of benefits that make financing flexible and manageable:

1. Loans up to 3 million DKK
   We offer loans ranging from small amounts to larger investments, with a maximum limit of 3 million DKK. This enables you to finance both daily expenses and larger growth projects.
2. Fast application process
   Our application process is completely online and takes just a few minutes. You'll receive a response within an hour and if your application is approved, the money can be transferred to your account the same day. This makes it possible to respond quickly to new business opportunities or urgent needs.
3. No fixed term
   The loan has no fixed term, so you can choose to repay when it suits you best. There are also no early repayment fees, giving you full control over your financial obligations.
4. Fixed monthly fee
   At Qred Bank, we operate with a fixed monthly fee, so you always know the cost of the loan. This model gives you the security to budget for fixed costs and avoid unforeseen fees.

How can a hotel, restaurant or café loan help your business?

A loan for the HORECA industry can help support your business growth and development in many ways:

• Purchasing equipment and fixtures
  For restaurants and cafés, good equipment and cozy fixtures are essential for both operations and customer experience. With a loan, you can upgrade the kitchen, replace furniture or improve the decor to create the right atmosphere.
• Staffing costs
  Many hotels, restaurants and cafés experience seasonal fluctuations, which requires flexibility in staffing. With an extra capital reserve, you can secure salaries during busy periods or hire extra staff for events and special occasions.
• Marketing and branding
  In the HORECA industry, visibility and publicity are important to attract visitors. A loan can help finance marketing campaigns, improve your online presence and strengthen your brand.
• Facility improvement and renovation
  Over time, both restaurants and hotels need ongoing maintenance and upgrades. A loan can make it possible to renovate the premises, improve energy solutions and generally enhance the customer experience.

Why choose Qred Bank for restaurant, café or hotel loans?

At Qred Bank, we are experts in helping small and medium-sized businesses in the HORECA sector with financing. We understand the particular challenges and needs that businesses in this industry often face and have designed our loan products with a focus on speed, simplicity and flexibility. Our experience shows that entrepreneurs in the HORECA industry often need quick answers and flexible terms - and that's what we provide.

How to apply for a loan for your HORECA business with Qred Bank

Applying for a loan with Qred Bank is easy and only takes a few minutes. Visit our website, fill out the application form and get an answer within an hour. If your application is approved, you'll have the money in your account the same day. Whether you run a small café, a hotel chain or a popular restaurant, we're ready to support you with the financing you need to grow and develop your business.