Investment loans for businesses
Small businesses can apply for investment loans. At Qred, it takes less than a minute to apply!
Why does the company need to invest?
Traditionally a distinction has been made between investing and spending, where an investment provides a lasting future value, spending or spending money is often considered "wasteful". An investment is expected to provide a future return in the form of higher turnover, reduced costs and/or higher profit. In some cases, an investment is a matter of survival for the company.
What do I need to think about when investing?
You should first think through the purpose of your investment. What can your company achieve with the investment compared to what the investment costs you.
You then make a calculation of your investment. It's easier than it sounds. It's a small calculation that shows how much more you earn if you make the investment than if you don't make the investment.
If your company invests DKK 100,000, which leads to a profit of DKK 25,000 per year, the payback period is four years. The lower the payback period, the better the investment.
What can an investment loan be used for?
Only you know what your business needs to invest in to meet the challenges of the future. A few examples of how companies typically use investments are:
- Investment in new machinery and equipment
- Investment in new premises or renovation
- Investment in marketing
- Investment in new staff
Financing investment in small enterprises
At Qred, we offer financing for investments up to 250,000 DKK Apply for our business loan and you can have the money in your account today. We don't charge interest, but a fixed monthly fee. You don't pay a set-up fee, nor are you tied to the loan. This means that you can repay the loan at any time at no extra cost. And of course, you only pay the monthly fee for the months you actually have the loan.
