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The application is free and you don't commit to anything.

Apply in one minute

Quick and easy application process. It is free and obliging.

Offer within an hour

We will contact you within an hour of receiving your loan application

Same-day payout

You sign with NemID and receive your financing the same day

We have the most satisfied customers

We would have liked to tell you more about our fast processes and personal service. But we'd rather our thousands of satisfied customers speak for us!

Nader at Rajissimo

"Qred isn't just a bank, its' a partner for me. They made it possible to expand my business."

Rudi at GenstartHjertet

"It was fast and willing to help doing corona. It felt like it was a good short term solution."

Whatever you need, a business loan from Qred can get you there

Personal service

Our amazing customer team will be there for you and guide you through every step of the way.

Fixed fee

Each month you pay a fixed fee and amortisation for your loan. There are no interest or other fees.

No lock-in period

There is no lock-in period for our business loans. You will only be charged for the months you use the loan.

No hidden fees

There will be no hidden fees or surprises. Business loans should be fair and easy.

Common questions

What is the interest rate on a business loan?

The loan is interest-free. You pay a fixed monthly fee for the months you use the loan. This means that for each month or part thereof, you pay a monthly fee. There is no additional fee on top of this.

The monthly fee is based on an individual credit assessment of the company and its owners. The company's credit rating is based on several different parameters, and we assess and analyze each individual application.

What happens if I can't repay the loan?

You will first receive a friendly reminder that we need your payment. On an ongoing basis, you will receive further reminders. We encourage you to contact us as soon as you realize you have a problem with a payment so that we can work together to find a solution that suits both parties.

If no agreement is reached, we will have to refer the case to debt collection via our legal liaison.

How does Qred differ from other business loans?

Qred offers an alternative and flexible solution for businesses. Using modern technology and algorithms, we can analyze data from hundreds of sources to make a solid assessment of the applicant's business. Quickly and efficiently. For Danish businesses, this means that it now takes just one minute to apply for a business loan and the money is disbursed quickly after signature. No other company grants and disburses business loans faster than Qred. In addition, Qred offers a new repayment solution, which means that you only pay for the loan for the time you actually have it. This means that you are never tied to a loan with us and can repay the loan at any time at no extra cost.

Who can apply for a loan?

All Danish limited liability companies, private limited companies, sole proprietorships, personally owned small businesses and partnerships can apply for a loan. It doesn't matter whether your business is new or old, large or small - we have helped businesses in all industries. We carry out an individual credit assessment of each business. The most important thing for us is that there is a good and sound business concept and skilled entrepreneurs behind the business.

Contact us

We love small businesses. Contact us and let us know how we can help your business.
08:00 - 17:00 (Mon-Fri)
We answer mail within one working day