For the past 6 years, Qred has worked to give Danish companies and businesses better opportunities to grow and develop. We have done this because many smaller businesses do not have the human resources to dance with the sometimes heavy bureaucracy of the big banks.
We have now changed our application flow. We have done this to create more and better security and conditions for our customers. This means that we now ask our customers to identify themselves with MitID in the application process.
Greater security for our customers
When Qred issues a business loan to a Danish company, it is important that the underwriting rules are followed.
The signing rule is the one that tells who in the company can make decisions the company is liable for.
By requiring the applicant to identify themselves from the start, we are able to see who is submitting the application and thus better ensure that the right people receive the right information.
Identifying with MitID allows us at Qred to check it against the information in the CVR register of the company's associated persons.
At Qred, we are obliged to talk to the owner of the company, as we work with a guarantor guarantee on all our loans. Here it is important that the owner is sent what they are liable for if the company does not comply with the agreement.
Since Qred's inception, the idea has been to make it easy and simple for our customers to get help with the entire loan process. That's why the new application flow also offers even easier sharing of bank statements and personal financial statements.
By sharing bank statements via Aiia and personal annual statements from the Danish Tax Agency via eSkat, our customer team can process your loan application within just one hour. And you will be notified directly to your email about which loan terms we can grant your business.
If you do not wish to identify yourself digitally, you are welcome to contact our customer team on 89 87 10 06 and they will help you complete your loan application.